View of a neighbourhood of homes
A home can be many different things: house, apartment, condo, mobile home, rented dwelling, seasonal home or a dorm room. All of these should be insured and they all need different insurance. At PVI we deal with a variety of different insurance companies where we can find the best coverages at the most competitive price to fit your individual needs.

Home Insurance:

  • Provides financial protection against insured perils for your home and contents
  • Includes Personal Liability coverage that provides worldwide coverage for bodily injury or property damage caused to others for which you are legally responsible
  • Includes identity theft expense coverage, which helps to cover you financially if your identity is stolen

There are many additional coverage options available for your home, such as guaranteed replacement cost, sewer backup and overland water protection.

Renters / Tenant Insurance:

Tenants insurance is a form of property insurance that provides coverage for a person who rents property from others. It provides coverage for their personal belongs as well as personal liability protection.

  • Covers your valuables, furniture and personal items in case they are stolen, damaged or destroyed due to an insured peril
  • Includes Personal Liability coverage that provides worldwide coverage for bodily injury or property damage caused to others for which you are legally responsible
  • Provides coverage if you are evacuated from your home due to natural disaster
  • Includes identity theft expense coverage, which helps to cover you financially if your identity is stolen

Renters Insurance is a very inexpensive investment that could mean significant savings if you ever suffer a loss.

Condo Insurance:

  • Covers your valuables, furniture and personal items in case they are stolen, damaged or destroyed because of an insured peril
  • Provides Betterment and Improvement coverage for the interior of your condo
  • In the event of a loss covered by an insured peril, the policy can cover additional living expenses if you need to move out while insured damage is being repaired
  • Includes Personal Liability coverage that provides worldwide coverage for bodily injury or property damage caused to others for which you are legally responsible
  • Identity theft expense coverage, which helps to cover you financially if your identity is stolen

It is important to carry this insurance as your condo association’s insurance policy doesn’t cover the contents of each individual unit.

By having a conversation with one of our brokers, they will be able to help you navigate all the options to ensure that you have the coverage that is perfect for you.  Contact us today.

Questions?

Contact us and one of our brokers will be happy to assist you.

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