From a sudden vendor cancellation or damage to your treasured white gown, wedding insurance can protect against unforeseen problems, while also giving loving couples peace of mind.
What Protections Does Wedding Insurance Offer?
For the happiest day of your life, you must be covered! Wedding insurance protects an engaged couple’s investment in the event of circumstances outside their control and provides reimbursement for incurred expenses.
Typical Coverage Options
Most policies will cover the following losses:
Wedding Cancellation
Policy provides reimbursement of deposits paid or contracted to be paid because of unavoidable cancellation of the actual wedding.
Honeymoon Cancellation
Will cover the reimbursement of non-refundable cost of travel due to the cancellation of the actual wedding.
Bridal Attire
Policy pays to repair or replace the wedding dress or attire if it is lost, stolen or damaged once it is received.
Rented Property
Will cover reimbursement of direct and physical damage to rented property used during the wedding reception. It includes temporary outdoor shelters (such as tents), tables, chairs, stages, as well as audio and visual equipment.
Additional Coverage Options
Photography
Covers the cost of retaking photographs if the photographer fails to show up or if photos cannot be reproduced for any reason.
Wedding Cake and Flowers
Provides coverage for direct physical damage or loss to the wedding cake or flowers up to seven days prior to the wedding.
Gifts
Policy pays for the cost of repairing or replacing non-monetary gifts that are lost, stolen or damaged (24 hours prior to and after the wedding) while at the couples’ home, wedding reception location or in transit between the two locations.
Personal liability
Policy covers bodily injury or property damage caused by accidents that occur during the rehearsal dinner, wedding ceremony, reception, and gift opening. Includes Host Liquor Liability coverage.
Tips to Consider
- Do extensive research on the vendors you select before signing on the dotted line.
- Keep your deposits small, as most are non-refundable, to protect against a large loss if you need to reschedule or cancel your wedding.
Contact Prairie Villa Insurance at 780.532.7800 to learn more about how this coverage can help you to eliminate one less wedding day worry!
